Stop unintentionally sabotaging you and your family’s finances and future.
Build a Fortress Around Your Legacy with
Tax-Free Retirement Planning, Life Insurance and Estate Planning
How? Start with a 30min Financial-Legacy Check-Up
If you’re a homeowner, state/government employee, or entrepreneur, we have a solution custom for you.
Securing MyLegacy is as easy as 1, 2, 3 ✅
Financial Check Up
Set a call with our team and discuss your goals, who and what’s most important to you, and how learn how we may be able to help you. We can help uncover anything that may been holding you back so that you can live the life you’ve dreamed of.
Create a
Roadmap
Become educated on the system. Break the chains of uncertainty and poverty. Discover what every individual should know about creating generation wealth, and review a customized plan
Build Your Fortress and Secure Your Legacy
When our planning approach is in alignment with your goals and objectives, our team will help to put it into place the fortress around your legacy and give you peace of mind. There is never a fee for our consultation.
Then I said to them, “You see the trouble we are in: Jerusalem lies in ruins, and its gates have been burned. Let us rebuild the wall of Jerusalem, and we will no longer be in disgrace.” I also told them about the gracious hand of my God on me and what the king had said to me. They replied, “Let us start rebuilding.” So they began this good work. Nehemiah 2:17-18
Some of our partners and carriers
About Pablo Troncoso
Pablo Troncoso, President and Owner of 123MyLegacy, has been a business owner, a mentor, and an entrepreneur for over 19 years.
Having grown up with modest means, his passion was always serving families. But a financial crisis rocked him to the core and taught him an invaluable lesson. After losing his lending business, real estate and IRAs in 2008 market crash, Pablo was forced to learn from a disaster many can relate to. But to discover that it could have been almost fully avoided was intolerable. (for others, and of more recent, the COVID pandemic had similar effect)
“The onus is me to properly educate myself in order to be a change for good and a blessing to others.”
This new found passion of financial education sparked a major turning point in his career. He sought out truth and financial education, including the half-truths (aka, full-lies) that we are taught to believe when it comes to growing and securing our legacies and retirement.
You cannot do this alone.
Since then, Pablo has aligned himself with a network mentors, advisors in different fields and over 55 different insurance and retirement companies in order to best serve his clients who are willing to learn and take control of their future. His core beliefs are: Good people deserve great advice. I believe in helping people accumulate and pass on their wealth with proper strategies. You may not always win, but you can always learn.
With God, all things are possible. (Matthew 19:26)
Build your fortress.
Build your fortress.The strategies Pablo teaches center around one focus: protection. How to best protect, grow, and pass on money in the most tax advantageous, risk-free manner so his clients can enjoy the upside gains of the market without ever suffering the downside losses.
Insight, education, and calculated action
Pablo is consistently top in his field; staying educated and on laws, regulations, and industry news. He is a proud member of President’s Club, and is a Certified John Maxwell Leadership Coach, and Trainer.
With this love of the financial industry, Pablo trains and mentors (and is actively hiring - link to partner form) those seeking to make an impact and income while having a fulfilled career in serving families and business owners with financial services. “When you have a purpose behind what you do, it can lead to a greater sense of fulfillment, joy, and overall well-being.”
Your best interest in mind
As a financial fiduciary, a father of three, and married for 9 years, Pablo implements the very strategies he teaches his clients; generating streams of income you can’t outlive, guarantees through retirement, and tax-advantaged money transfers to your children and heirs. “Being a fiduciary makes my job easy - I get the opportunity to help clients as if I’ mheling my very own family every single day, with their best interest at heart - not that of any one company or institution.”
Get your end of life affairs in order.
Through life insurance and estate planning we can help you ensure that whenever that day comes, your family will be well taken care of. Life insurance will make sure they will continue on financially without your income. Estate planning will ensure your assets will immediately pass to your heirs without the hassle, cost and nightmare of probate court.
Plan for retirement.
Do you have tax free retirement planning in place yet? The biggest cost to retirement planning is inflation and taxes. Most people do not plan for both. We help you mitigate both so you keep more of your money in retirement.
Minimize your taxes to maximize your profit.
Finally, as an individual or business owner, we will help you minimize your taxes, redirect those funds to your retirement, and finally help you do succession planning for your family or business, or help you maximize the valuation of your business so you will get the most out of all the sweat equity you put in.
Introducing the Fix For Your Problems
What most people need is the advice from experts who can help you navigate the murky waters of planning your financial life and future. Who can you trust? Let us educate you on how to solve your problems in the most comprehensive and efficient way. It's only 30 minutes of your time to learn how we can help you.
SERVICES
We are NOT a fee based firm. Most of our services are free of charge to our clients. In the event we need to bring in another professional, such as an Estate Planning Attorney, there will likely be a charge from that professional.
Why Work With Us?
No other company, can provide you a complete planning system for your life when it comes to your finances, retirement and beyond death.
Insurance Products
We have partnered with 49 carriers providing every type of life insurance product imaginable: term, whole life, indexed universal life etc.
Retirement Planning
We have the right products to help a you plan for retirement: tax free retirement through 7702 plans and fixed indexed annuities.
Financial Planning
We are partnered with an RIA which would give you access to mutual funds and other securities products that can provide you with the vehicles to grow their wealth.
Estate Planning
Our legal team will help you build your estate plan using our proprietary software platform so that all of your assets will bypass probate and to go directly to your heirs exactly the way you want at a fraction of the price.
10,000+
Happy Clients
49+
Carrier Partner
20+
Years Experience
200+
Team Members
ESTATE PLANNING
Leading with the best Estate Planning Software Solution.
You now have the ability to create your own fully featured estate plan using our proprietary software platform. This includes the revocable living trust, pour-over will, financial and healthcare powers of attorney, living will and advanced directive and much, much more.
We have our estate planning attorneys and paralegals that will assist you in creating your estate plan, producing documents specific to your state. They will also help you fund your trust with all your assets so they will bypass probate to go directly to your heirs exactly the way you want.
And you can make unlimited changes throughout your life as necessary.
The Revocable Living Trust
Having a revocable living trust can be a great way to make sure estate plans are carried out in the manner you wish.
This type of trust gives clear instructions on where your assets should go, who should have access to them, and what will happen in the event of an unexpected illness or death.
It is important to note that it also allows you to modify or dissolve the trust if needed.
In addition, one could create a living will, a financial power of attorney, as well as other documents depending on your estate plan.
These can provide legal protections and peace of mind while you are still alive.
Ultimately, having a revocable living trust can provide clarity and security for those who want estate planning done ahead of time.
Living Will and Advance Directive
Let’s talk about how a living will and advanced directive are essential estate planning documents that every adult should have.
A living will is a document that allows a person to set out their wishes for end-of-life medical treatment, while an advanced directive appoints another person, such as a family member or healthcare surrogate, to make decisions on the individual’s behalf if they become unable to make such decisions for themselves.
Additionally, many estate planning attorneys also recommend setting up additional estate planning documents such as a revocable living trust and financial power of attorney to ensure all estate planning needs are covered.
Without these important estate planning documents in place, important decisions concerning healthcare and finances could be left in the hands of strangers or family members who do not necessarily understand or know what the individual would have wanted.
Financial and Healthcare Powers of Attorney
Another important aspect of our estate planning process is establishing a financial and healthcare power of attorney.
A healthcare power of attorney allows the person you designate to make decisions about your medical care if you are unable to do so due to an accident, illness, or other situation.
It is also important to have a financial power of attorney in place in order to ensure that your finances stay secure - this might be particularly useful if the person designated as your healthcare power of attorney also handles estate planning tasks such as bill payment.
With estate planning comes peace of mind, knowing that all possible scenarios are covered thoughtfully and deliberately.
Why Wait?
You Cannot Afford Any More Delays To The Financial Future
You and Your Family Deserve
Contact Us Now!
Let's chat and find how we can help you find what you're looking for.
Testimonial For Estate Planning
Cathy Williams talks about her nightmare probate experience after her father's death. Learn about why estate planning sucks through an estate planning attorney's eyes.
Estate Planning Testimonial
Why Probate Sucks!
What Others Have To Say
⭐⭐⭐⭐⭐
David W
“Pablo is a professional and personable guide through the world of life after work. I was overwhelmed at first, but he helped guide me through the ins and outs. Now, I feel more prepared for retirement.”
⭐⭐⭐⭐⭐
Heather D.
“I have had the pleasure of working with Pablo Troncoso for several months now, and Ican confidently say that his expertise and guidance have been invaluable to myretirement planning journey.
From our very first consultation, Mr. Troncoso demonstrated an understanding of thecomplexities of retirement planning. We have had active conversations regarding mygoals and concerns, and he has offered personalized advice that was tailored to myunique financial situation. He has consistently provided clear and insightfulrecommendations that have helped me navigate important decisions regardinginvestments, savings strategies, and other options. These conversations have given meconfidence in my retirement plans. I have always felt supported and well-informedunder his guidance.
I would highly recommend Pablo Troncoso to anyone looking for a knowledgeable and trustworthy partner in their retirement planning journey.”
⭐⭐⭐⭐⭐
Michelle G.
“I met Pablo Troncoso after receiving an email for pension reviews and the overthinking person I am, decided to make an appointment; since my district has never been clear about what that looks like for me. As I sat and listened to Pablo tell me how little my pension was I became very concerned and confused about life as a teacher. Upon the second meeting Pablo became a shining light and advocate for my family. He not only understood my concern but guided me to a safe place. I’m a single full-time mother who is solely responsible for two children. He explained what was working for me and against me. He guided me to financial freedom! He set me up so that the money I was contributing was going to benefit me in the long term. Bridging the gap between my pension. With his guidance he not only helped me but also my children who are also set up for financial gains! Pablo explained to me he was also raised by a single mother and that truly said a lot. He understood more than anyone I have spoken to previously in my career. I truly believe God knew who to send to help me and he did!”
⭐⭐⭐⭐⭐
Thooya P.
“I am so grateful for the exceptional service provided by Pablo in setting up my life insurance policy. From our very first meeting, he demonstrated a deep understanding of my needs and concerns, patiently answering all my questions and explaining the various options available. His professionalism, expertise, and genuine care made the entire process seamless and stress-free. I highly recommend him to anyone seeking a knowledgeable and trustworthy agent.”
Schedule a free, no obligation consultation!
Schedule your free strategy session here